House bill mandating infertility insurance be offered
Rhode Island: Insurers and HMOs providing pregnancy-related benefits must cover infertility diagnostic and treatment costs when medically necessary.Infertility is defined as “the condition of an otherwise healthy married individual who is unable to conceive or produce conception during a period of one year.” Texas: Group insurers who cover pregnancy services must also provide coverage for IVF treatment.
West Virginia: HMOs are required to cover basic health care services when medically necessary, including infertility services. If your state is not one of the lucky fifteen, that doesn’t mean you may not have coverage.Some companies have several medical prerequisites or limitations.For example, many companies will not cover tubal blockage or vasectomy due to previous sterilization or cycles done with donated eggs or sperm. 1484 mandates insurance coverage for patients with "out of state" policies who live and work in Maryland.Massachusetts: Medically necessary costs of infertility diagnosis and treatment must be covered by HMOs and those insurers that also cover pregnancy-related benefits.Infertility is defined as “the condition of a presumably healthy individual who is unable to conceive or produce conception during a one-year period.” Montana: HMOs are required to cover infertility services as part of their basic preventive healthcare services.We offer a 100% patient refund program for IVF, ICSI and donor egg.
This program includes up to six treatments cycles of either IVF, ICSI or donor egg.
For more information about these global packages, please do not hesitate to call our office at 410-296-6132.
The in vitro fertilization (IVF) program at the Fertility Center of Maryland follows the guidelines established by the American Society for Reproductive Medicine.
The state defines infertility as “the disease or condition that results in the inability to carry a pregnancy to term or the inability to get pregnant after two years of unprotected sex for a female partner under the age of 35 or one year of unprotected sex for a female partner over the age of 35.” New York: Private and group health insurers are prohibited from excluding coverage of hospital, medical or surgical care for the diagnosis and treatment of a correctable medical condition solely because the condition results in infertility.
Ohio: HMOs are required to cover medically necessary, basic preventive health services, which includes infertility.
If you do not have a livebirth during this time, you will receive a 100% refund which you can use to pursue other family building options.